Shop Now, Pay Later with Klarna

At Elvira London Jewellery, we aim to make your shopping experience seamless and flexible. That's why we've partnered with Klarna to offer you convenient payment options at checkout.

How Klarna Works

Klarna allows you to shop now and pay later, giving you more control over your finances. Choose the payment option that best suits you:

Pay in 3 Interest-Free Instalments

  • Split your purchase into three equal payments, automatically charged every 30 days.

  • No interest, no fees, and no impact on your credit score when you pay on time.

  • Available for purchases up to £1,000.

Pay in 30 Days

  • Receive your order now and pay up to 30 days later.

  • No upfront payment, interest, or fees when you pay on time.

  • Ideal for trying before buying.

Financing Options

  • Spread the cost of your purchase over 6 to 36 months with Klarna Financing.

  • Interest rates may apply, and eligibility is subject to credit assessment.

  • A credit check will be performed when you apply for Financing options.

Please note: Klarna’s Pay in 3 and Pay in 30 Days options are unregulated credit agreements. Klarna Financing is a regulated credit product. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply.

Why Choose Klarna?

  • Flexible Payments: Choose a payment plan that suits your budget.

  • No Hidden Fees: As long as you pay on time, there are no additional charges.

  • Quick & Easy Checkout: Enjoy a seamless shopping experience with Klarna’s user-friendly interface.

  • Buyer Protection: Shop with confidence knowing Klarna offers robust security features and buyer protection.

How to Use Klarna at Checkout

  1. Add Items to Your Cart: Browse our collection and select your favourite pieces.

  2. Proceed to Checkout: Enter your shipping and billing information.

  3. Select Klarna as Your Payment Method: Choose the Klarna option that works best for you.

  4. Complete Your Purchase: Follow the prompts to finalise your order.

Klarna App

Manage your purchases, track deliveries, and make payments directly through the Klarna app. Available for download on iOS and Android.

Frequently Asked Questions

Am I eligible to use Klarna?
To use Klarna, you must be at least 18 years old and a UK resident. Eligibility is subject to your financial circumstances and Klarna’s assessment.

Will using Klarna affect my credit score?
Klarna performs a soft credit check for Pay in 3 and Pay in 30 Days options, which does not affect your credit score. However, applying for Klarna Financing involves a full credit check, which may impact your credit rating.

What happens if I miss a payment?
Missing a payment may result in late fees and could affect your credit score. Klarna will notify you of any missed payments and provide instructions on how to resolve the issue.

Can I return items purchased with Klarna?
Yes, our standard return policy applies to all purchases, including those made with Klarna. Once we process your return, Klarna will update your payment plan accordingly.

For more information, visit Klarna’s Customer Service.